
Commercial Finance.
Finance is available for business purchase, expansion and refinance.
It can also help with partnership buyouts, property development, acquisitions
and development.
Corporate Finance.
Corporate finance is significant because larger transactions are examined and
assessed in a different way requiring, specific skills.
We have negotiated keen rates of interest with our leading principals for these
larger loans.
- Venture Capital
- Business start-up
- Development capital
- Management buy-out
- Personal finance
- Personal Mortgages & Re-mortgages
- Personal Loan Facilities
- Special facilities
- Factoring
- Bridging finance
- Leasing & hire purchase
- Leaseback
- Secured loans
TMC will assist with finance for the purchase of an entire range of businesses.
Competitive rates of interest will be acquired with repayment levels for as long
as 30 years. High percentage advances are available often up to 100% with
appropriate security.
Lending establishments usually request an appraisal on the freehold ingredient
only. However, the business may consist of freehold plus goodwill.
Some fiscal
sources base their assessment on the total worth, not just the freehold. This
authorizes them to lend up to, and sometimes beyond 100% of the freehold
value which in turn helps transactions with greater gearing conditions, in
many cases our sources can consider lending on the increased value after
many improvements to the property or business.
Buy to let
Up to 75% LTV. max loan per property £1,500,000 Purchase or remortgage.
Commercial Mortgages
Up to 80% LTV terms up to 30 years. Negotiable interest only period. Rates from 1.50% over bank base rate
Bridging Finance
Up to 75% LTV 100% (with additional security) term up to 36 months. Residential or commercial properties accepted as security Rates from 0.95% per month
Development Finance
Up to 65% of land costs and 100% of build costs. Terms up to 24 months Rates from 3% over bank base. Roll up of interest.
Non Status Commercial Mortgages
Up to 70% LTV. Terms up to 30 years. Rates dependent on status.