What is development finance?

Development finance is funding used for property projects such as new builds, conversions and refurbishments, typically based on projected end value.

How much can I borrow for a development project?

Funding can cover a percentage of the land value and up to 100% of development costs depending on the project structure.

Gross Development Value (GDV) is the estimated market value of a project once construction is complete.

We provide specialist funding for ground-up developments, conversions, and heavy refurbishment projects.

Development finance is structured to fund both land acquisition and build costs, released in stages throughout the project.

From approx – 4% per annum (prime cases)
More typically 6% – 12%+ per annum equivalent depending on risk
Some deals priced monthly from around 0.6%+ (Rates are indicative and subject to status)

Are you looking for

Before applying for a loan you may need a Decision in Principle (DIP), which gives an indication as to how much you could borrow from us.

Use the Calculator below as a guide for working out how much your monthly loan repayments could be.