Finance Commercial Investments

  • Home
  • Finance Commercial Investments

We provide tailored funding solutions for commercial property investments, supporting clients acquiring offices, retail units, industrial assets and mixed-use developments.

Our commercial finance facilities are designed to support both experienced investors and growing portfolios, with flexible structures to suit income-producing or value-add opportunities.

Key Features

  • Loan sizes from £25,000 to £50m+
  • Up to 65–75% Loan to Value (LTV)
  • Interest-only options available
  • Suitable for single assets or portfolio lending

Typical Terms

  • Term length: 2 – 30 years
  • Repayment: Interest-only or capital & interest
  • Security: First charge on commercial property

Current Market Rates (2026)

  • Typically 0.9% – 2.1% above Bank of England base rate for standard commercial deals (Rates are indicative and subject to status)
  • Higher rates may apply for shorter leases or complex assets
TMC Finance would usually begin with an individual consultation to establish exactly what the client is seeking to achieve from a factoring service.

Are you looking for

An Agreement in Principle...

Before applying for a loan you may need a Decision in Principle (DIP), which gives an indication as to how much you could borrow from us.

Phone 0845 370 0052 Start A Decision in Principle (DIP) >>

Finance Calculator

Use the Calculator below as a guide for working out how much your monthly loan repayments could be.