Finance for Trading Businesses

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We offer flexible finance solutions to support trading businesses with working capital, expansion, acquisitions, and cash flow management.

These facilities are structured around the strength of the business, its profitability, and future growth plans.

Key Features

  • Business loans, asset finance & secured lending
  • Facilities for expansion, stock purchase, or refinancing
  • Structured for SMEs through to large corporates

Typical Terms

  • Term length: 6 months – 10 years
  • Repayment: Monthly repayments or revolving facilities
  • Security: Can be secured or unsecured

Current Market Rates (2026)

  • Typically – 4% – 12%+ per annum depending on risk, security and business profile (Rates are indicative and subject to status)
  • Lower rates available for well-established businesses with strong financials
TMC Finance We offer flexible finance solutions to support trading businesses with working capital, expansion, acquisitions, and cash flow management.

Are you looking for

An Agreement in Principle...

Before applying for a loan you may need a Decision in Principle (DIP), which gives an indication as to how much you could borrow from us.

Phone 0845 370 0052 Start A Decision in Principle (DIP) >>

Finance Calculator

Use the Calculator below as a guide for working out how much your monthly loan repayments could be.